However, if the change is made for security purposes, we can implement such change without prior notice. From time-to-time, we may monitor and/or record telephone calls between you and us to assure the quality of our customer service or as required by applicable law. There are limitations on these transactions as well as limitations on the loading and card balance. International Card transactions will be subject to the currency conversion rates of the card network operator (Mastercard), as such may be in effect and applied by Mastercard at the time of the Card transaction. We will determine whether an error occurred within ten (10) business days of hearing from you and will correct any error promptly. ASecondary Accountmeans a Card Account that is a sub-account of the Primary Account, established by the Primary Accountholder and utilized for the purpose of identifying, monitoring and approving Card transactions by a Secondary Cardholder, and managing separate purses such as the spend, save, give and earn purses established for each Secondary Cardholder. If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation of any governmental agency, local, state, or federal, the validity or enforceability of any other provision of this Agreement shall not be affected. Except as otherwise stated in this Agreement, you have the same rights and responsibilities under this Agreement whether you use a Physical Card or a Virtual Card. This code identifies the branch (and bank/credit union) on which the cheque is drawn. If (i) after an initial load your Card Account balance is $0.00 and your Card has been inactive for three (3) or more months; or (ii) your initial load was unsuccessful and you havent completed any loads from any other sources within two weeks following your initial load attempt, then your Card Account may be closed. Arbitration is started by initiating an arbitration or required by giving written notice to the other party requiring arbitration. Medical device specific regulatory guidance and controls are baked into Greenlight Guru's eQMS software. FOR THE AVOIDANCE OF DOUBT, THE INVEST ACCOUNT IS NOT MAINTAINED BY COMMUNITY FEDERAL SAVINGS BANK, AND ANY SECURITIES OR FUNDS IN THE INVEST ACCOUNT ARE NOT DEPOSITS OR OTHER OBLIGATIONS OF COMMUNITY FEDERAL SAVINGS BANK, ARE NOT GUARANTEED BY COMMUNITY FEDERAL SAVINGS BANK, AND ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION. The expiration date of your Card is identified on the front of your Physical Card, or on the digital representation of your Virtual Card. Any other exception stated in our Agreement with you. Email Us Text Us Or call us at 888-483-2645 We're here to help 24 hours a day, 7 days a week. Debit Card for Kids and Teens | Greenlight Learn to earn, save, and invest together. Here are some of the ways to find your number online: On this page - We've listed the Wells Fargo routing number for checking accounts and wire transfers. This information, along with a twelve (12) month history of Card Account transactions, is also available within the Greenlight application. Copies of the documents used in the investigation may be obtained by contacting us at the phone number or address listed at the beginning of this section. Only Greenlight Max and Infinity families can earn 1% cash back on spending monthly. The account number works in conjunction with the routing number. Focusing on banking as a service, corporate lending, and other financial services, Pathward brings the future of banking to all who want it by disrupting traditional banking norms. What Claims Are Covered:Claimmeans any claim, demand, dispute or controversy between you and us that in any way arises from or relates to your Card Account (whether past, present, or future). The menu is given in both English and Spanish. Greenlight - Kids' Debit Card - Manage Chores One month, on us. 2023 Greenlight Investment Advisors, LLC (GIA), an SEC Registered Investment Advisor provides investment advisory services to its clients. Box); (iv) the personal information that you provide to us in connection with the Card is true, correct, and complete; (v) you received a copy of this Agreement and agree to be bound by and to comply with its terms; and (vi) you accept the Card. SINCE COMMUNITY FEDERAL SAVINGS BANK IS NOT INVOLVED IN THE INVEST ACCOUNT SERVICES AND DOES NOT MONITOR DRIVEWEALTH, INCLUDING ITS FINANCIAL HEALTH AND REGULATORY COMPLIANCE, WE RECOMMEND THAT YOU PERFORM AND CONTINUE PERFORMING YOUR OWN DILIGENCE ON DRIVEWEALTH AND THE INVEST ACCOUNT SERVICES BEFORE DECIDING WHETHER TO ENGAGE AND TO CONTINUE ENGAGING IN THE INVEST ACCOUNT SERVICES. ADDITIONALLY, COMMUNITY FEDERAL SAVINGS BANK IS NOT RESPONSIBLE FOR ANY FUNDS UNTIL SUCH FUNDS ARE ACTUALLY RECEIVED BY US FOR THE CREDIT TO YOUR CARD ACCOUNT. You are responsible for keeping track of your Card Account available balance. Contact your bank to find your routing number. You may request a written history of your transactions at any time by calling or writing us at the contact information listed above. By authorizing a Secondary Cardholder to load by direct deposit, the Primary Accountholder, or an Authorized Approver, is authorizing the employer to deposit funds into the Secondary Account. 3 An amount equal to $2.99 per month represents the fee for investment advisory services being charged by Greenlight Advisors in connection with the Invest Account Services pursuant to the separate Advisory Agreement. *Greenlight Core and Greenlight + Invest families can earn monthly rewards of 1% per annum, Greenlight Max families can earn 2% per annum, and Greenlight Infinity families can earn 5% per annum on an average daily savings balance of up to $5,000 per family. Wells Fargo Alaska. The Primary Accountholder may request Secondary Accounts in connection with the Greenlight Services. The features and functionality included in each Card Plan are subject to change at any time, and any such changes will be communicated on the Greenlight website at www.greenlight.com and will become effective whenever posted to the Greenlight website. If your Card Account has a negative balance, Greenlight reserves the right to suspend Greenlight Services until the Primary Accountholder satisfies the negative balance. In the Chime app, you can access your account and routing numbers by following the steps below: Log into the Chime app on your iPhone or Android. The purpose of Green Routine: Let go of the last point and focus on the current point. Once the final settlement amount is received, the preauthorization amount on hold will be removed. ; Fedwire - You can look up your routing number on the official website of . Routing numbers, sometimes called transit numbers, are public and . On a check. Plans range from $4.99 - $14.98 per month for up to 5 kids. We may contact you at home, at your place of employment, on your mobile telephone at any time, including weekends and holidays, at any frequency and leave prerecorded messages or messages with others. Issuer reserves the right to reject or limit transfers via direct deposit in its sole discretion, and may reject or suspend any direct deposit that has identifying information that does not match the identifying information (such as name or Social Security number) that Greenlight may have on file for the payee. The Greenlight Select Plan includes all of the Greenlight Core Plan Services with the exception that it does not include any Invest Account Services (as defined below). A two-letter country code. The Primary Accountholder or an Authorized Approver may load funds to the Primary Account by authorizing Greenlight and/or the Issuer to initiate a debit card transaction or receive an ACH transaction from any Funding Account for a specified amount either on a one-time or a recurring basis. 062000080. Nevertheless, if a settled transaction exceeds the balance of the funds available on your Card, you shall remain fully liable to us for the difference between the Card Account balance and the amount of the settled transaction together with any applicable fees. If you have a TD Bank checking account, you can also find your routing number on a check the check routing number is the first nine numbers in the lower left corner. Any financial rewards or other incentives that may be offered and paid to you by Greenlight based upon Card Account activity or Card Account balances are solely the responsibility of Greenlight, and the Issuer shall have no responsibility for any such offers or payments. The bank routing number and direct deposit account number are for the purpose of . b. Federal Reserve Routing Symbol. The meanings of terms, conditions and representations herein are subject to definitions and interpretations in the English language. Wells Fargo Routing Number. The Invest Account Services are marketed by Greenlight Advisors with different features depending on your Card Plan under the following names: (i) Investing for Kids; (ii) Investing for Parents, and (iii) Investing for Parents Lite. If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your Physical Card for an in-person transaction, your Physical Card is likely to be declined. The minimum amount of an initial value load by ACH and the minimum amount of any subsequent reload shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of www.greenlight.com. If we ask you to put your question or complaint in writing and you do not provide it within ten (10) business days, we may not credit your Card. YOU FURTHER ACKNOWLEDGE AND AGREE THAT COMMUNITY FEDERAL SAVINGS BANK IS NOT LIABLE FOR ANY LOSSES OR DAMAGES OF ANY KIND THAT MAY ARISE FROM, OR IN CONNECTION WITH, THE INVEST ACCOUNT SERVICES. Why am I being asked to verify my identity? The monthly limit on ATM cash withdrawal transactions (collectively, for the Primary Account and all Secondary Accounts) is $500.00. The maximum number of Secondary Accounts permitted is five (5). By selecting a PIN (as defined below) for your Physical Card or using the Virtual Card, you agree to be bound by the terms and conditions contained in this Agreement. Ready with full focus, energy, readiness and belief. When you add money to your Greendot card with an outside bank account, it is called an express transfer and it costs $2.95 per transfer. For errors involving point-of-sale debit card transactions, we may take up to ninety (90) days to investigate your complaint or question. When you receive your Physical Card, you will be required to select a PIN in the manner described under Personal Identification Number below. If approved by Community Federal Savings Bank or Greenlight, a new cardholder may be eligible to receive a Virtual Card through the Greenlight application at the time of successful enrollment (as described in the following sentences) and existing cardholders might also be eligible to receive a Virtual Card in their Greenlight application whenever they are approved by Community Federal Savings Bank or Greenlight to receive a Virtual Card in their Application. If you permit another person to have access to your Cards or Card numbers, we will treat this as if you have authorized such use and you will be liable for all transactions and fees incurred by those persons. Despite the foregoing, Claim does not include any individual action brought by you in small claims court or your states equivalent court, unless such action is transferred, removed, or appealed to a different court. An opt-out notice is only effective if it is signed by you and if we receive it within thirty (30) days after the date you received this Agreement. There may be a fee for replacing your Card (please see the Fee Schedule table for details). If you elect to switch to a more expensive Card Plan, the Card Plan features applicable to the new Card Plan will become effective on your Card Account on or before the next business day following such election, but your Card Account will not be assessed the applicable Monthly Fee for the more expensive Card Plan until your next monthly renewal date. Greenlight Customer Service agents are available 24 hours per day, 7 days per week, in order to respond to your inquiries. Greenlight Infinity My Account Debit Card Family Cash Card Can't find what you're looking for? Upon receipt of your Physical Card, you will be prompted to create a PIN for your corresponding Card Account within the Greenlight application or by calling 888-483-2645. Notwithstanding any language in this Arbitration Provision to the contrary, no arbitration may be administered, without the consent of all parties to the arbitration, by any Administrator that has in place a formal or informal policy that purports to override the Class Action Waiver. How can I dispute a charge on my Greenlight account? The first number in the MICR sequence below is the . If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately following the procedures in the paragraph labeled Your Liability for Unauthorized Transfers.. We, us,andourmean the Issuer, our successors, affiliates, or assignees. Method 1 Locating Your Account Number 1 Find the 2nd series of numbers on the bottom of a check if you have one. For purposes of this Agreement, the term Claim shall have the broadest possible meaning. If we decide that there was no error, we will send you a written explanation. AFunding Accountis the Primary Accountholders or an Authorized Approvers account at a third-party financial institution that is used to load the Primary Account. Also, we will bear any fees and costs if applicable law requires us to do so. Using the BMO cheque example, your routing number is 27601-001. Our goal is to stay positive or neutral. The Card is not designed for business use, and we may close your Card Account and require the return of your Card if we determine that it is being used for business purposes. For example, we may contact you by mail, telephone, email, fax, recorded message, text message, or by using an automated dialer device. Greenlight will send the Primary Accountholder an electronic notification, which will state the amount to be debited to satisfy the negative balance. If you notify us within two (2) business days of any unauthorized transactions, you can lose no more than $50.00 if someone used your Card without your permission. Plans start at $4.99 after the first month. If your Card Account is closed, your Invest Account will also be closed in accordance with the Advisory Agreement and the Greenlight Advisors Invest Terms of Service. The kids' and teens' banking app with investing. - Debit card for kids and teens The Greenlight + Invest Plan includes all of the Greenlight Core Plan Services, together with all of the Invest Account Services as well as any other features and functionality of the Greenlight + Invest Plan as described in the Greenlight Terms of Service available in the Policy Center link available on the Greenlight website at www.greenlight.com. The Card is not a credit card. Scroll down to Account Info to view your account number and routing number. The opt-out notice must be sent to us by mail at: Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308. Next, enter the recipient's name, email address, and memo, phone number, and the amount to send. Greenlight is the loved, trusted banking app and debit card for kids and teens with an educational investing platform and safety features for the whole family. The format of check transit number - XXXXX - YYY. Search routing number or part of a bank name, e.g. Get Started Read how we use and collect your information by visiting our Privacy Policy. Primary Accountholdermeans the individual that opens and is responsible for the Primary Account and Secondary Account(s); the Primary Accountholder may assign certain responsibilities and obligations to a designee, including another parent or partner (the Authorized Approver), whenever specifically provided in this Agreement. BOFAUS3N. Please read this Agreement carefully and keep it for future reference. We will not ask you to pay or reimburse us for any fees we pay the Administrator or arbitrator. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. Routing number Account number. If we are unable to withdraw the Monthly Fee from your Primary Account and your Funding Account, the funds will be withdrawn from one or more of your Secondary Account(s) that have sufficient funds on deposit to pay the outstanding Monthly Fee or from any Cash to Invest balance in your Invest Account necessary to pay the balance of the outstanding Monthly Fee. The Card is a prepaid card. The minimum and maximum load amounts for transfers from the Invest Account shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of www.greenlight.com. What do I do if I get a new phone or phone number? Check Routing Number. Routing numbers are nine-digit numbers that identify your bank or credit union in a financial transaction. If your request is reasonable and in good faith, we will pay or reimburse you for all or part of the fees charged to you by the Administrator and/or arbitrator. This code identifies the branch (and bank/credit union) on which the cheque is drawn. Bank of America routing number. Related: The Best Canadian Banks. During the hold period, you will not have access to the preauthorized amount. In case of errors or questions about your Card Account or if you think your statement or receipt is wrong or if you need more information about a transaction listed on the statement or receipt, call 888-483-2645 or write to Cardholder Services, 303 Peachtree Street NE, Suite 4300, Atlanta, GA 30308. You can obtain information on how to load your Primary Account within the Greenlight application. Any translation provided may not accurately represent the information in the original English. Please note: all direct deposits must be from the child's employer and in the child's name. The first four digits are the Federal Reserve Routing Symbol, the second four digits are the ABA. The minimum and maximum load amount for direct deposits to all Secondary Accounts associated with the same Primary Account shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of www.greenlight.com. If you use your Physical Card at an automated fuel dispenser (pay at the pump), the merchant may preauthorize the transaction for an amount up to $100 or more. A two-character location code (letters and digits) for your . ; Check or statement - Wells Fargo-issued check or bank statement. The minimum amount of an initial value load by debit card and the minimum amount of any subsequent reload shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of .css-867yhj{color:#1D252C;font-style:underline;-webkit-transition:0.2s color ease;transition:0.2s color ease;}.css-867yhj:hover{color:#035C67;}@media (min-width: 768px){.css-867yhj{color:#1D252C;}}@media (min-width: 1024px){.css-867yhj{color:#1D252C;}.css-867yhj:hover{color:#035C67;}}www.greenlight.com. You will have the ability to switch Card Plans from time to time; provided, however, that you will not be able to enroll in the Greenlight Select Plan or the Greenlight + Invest Plan unless otherwise specified in this Agreement. TO: Silicon Valley Bank ROUTING & TRANSIT#:011002343 BIC/SWIFT Code: BPTCUS33 FOR THE CREDIT OF: (Recipient Account Name) Domestic Wire Transfer. You might not have a check handy, however, so you can also call TD Bank any time at 888-751-9000 to find the routing number for your account. DriveWealth means DriveWealth, LLC, an SEC registered broker-dealer and member of the Financial Industry Regulatory Authority, Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). Refer a Member Win $250 or More! You will be required to provide personal information which may include your Card number, full name, transaction history, copies of accepted identification, etc. A court rarely overturns an arbitrators decision. You will also need to provide personal information in order to verify your identity during the registration process. You may cancel this Agreement by returning the Physical Card to us. The first four digits "0530" tells you where the bank is located. PNWFCU routing number: 323075754. Large multinational banks can have several different routing numbers, typically based on the state . h. Governing Law:This Arbitration Provision is governed by the Federal Arbitration Act, 9 U.S.C. Cardmeans the Greenlight Prepaid Mastercard issued to you by Community Federal Savings Bank, which can be a Physical Card or Virtual Card as described below. Hit Continue to review the information ere selecting send money to complete the transaction. We may refuse to process any transaction that we believe may violate the terms of this Agreement. If the transaction is not finalized or settled, it may take up to 30 days for the authorization hold to be removed. Patents Pending. It will be in a sequence of three numbers printed in MICR (magnetic ink character recognition) form. The pricing for all five card plans the Greenlight Core Plan, the Greenlight Select Plan, the Greenlight + Invest Plan, the Greenlight Max Plan and the Greenlight Infinity Plan (each, a Card Plan and collectively, the Card Plans) are set forth under the heading Fee Schedule and Balance/Transfer Limitations. The Primary Accountholder is responsible for selecting the applicable Card Plan, and, once selected, the same Card Plan will apply to the Primary Account and all Secondary Accounts associated with your Card Account. Such authorization shall be provided by the Primary Accountholder or an Authorized Approver to Greenlight and/or the Issuer via the Greenlight application. This Arbitration Provision also is binding upon and benefits us. If you have and use a Physical Card and a Virtual Card at the same time, both forms of your Card will be associated with one Primary Account Number (PAN), which will allow you to access the funds available in your Card Account. However, notwithstanding any language in this Arbitration Provision or this Agreement to the contrary, the Class Action Waiver is not severable from the remainder of this Arbitration Provision and, in the event that the Class Action Waiver is held to be invalid and unenforceable, and subject to any right of appeal that may exist with respect to such determination, any class action or representative proceeding shall be determined in a court of law and will not be subject to this Arbitration Provision. This 9-digit routing number is the format used for electronic payments and transfers. The Primary Accountholder may request Secondary Accounts in connection with the Greenlight Services. Mail us Green Dot, P.O. We will bear the expense of our attorneys, experts, and witnesses. Routing numbers aren't specific to individuals like account numbers, so you can find them online. You are better off getting a PayPal debit card, but you need a business account or a personal account that has received at least $500 within the last 12 months. Phone Numbers; Member Service - Call, chat or text 8am-8pm M-F, 10am-2pm Saturday: 503-256-5858 (call or text) . Different banks and credit unions issue . If this occurs, then funds will generally be available within five (5) business days after the transfer. In the case of a Standing Authorization for funding transactions (other than auto funding transactions), the ACH Authorizer will be required to use the Greenlight application to designate the specific Funding Account (if there is more than one enrolled), and the amount of any subsequent debit entry(ies). Finally, the Greenlight Infinity Plan includes all of the features and functionality included under the Greenlight Max Plan, together with all of the additional features and functionality of the Greenlight Infinity Plan Services as described in the Greenlight Terms of Service, which is available in the Policy Center link of the Greenlight website at www.greenlight.com. The Greenlight Services fees are unrelated to any such fees that may be charged to you by a third party, arising from your use of Greenlight Services. Also, if you become aware of and/or your statement shows transactions that you did not make, notify us at once following the procedures stated in the paragraph labeled Information About Your Right to Dispute Errors. Member FDIC. You remain liable for any and all usage of an additional Card you authorize. An Invest Account is a Primary Accountholders broker-dealer account established with DriveWealth with the assistance of Greenlight Advisors as registered investment advisor. Investing involves risk and may include the loss of capital. If you are approved to participate in the Invest Account Services, you may move funds from your Card Account held at Community Federal Savings Bank to your Invest Account (also described as Cash to Invest in the Greenlight application) held at DriveWealth (Invest Account), and, subject to compliance with Greenlight Advisors and DriveWealth requirements, from your Invest Account to your Card Account. ; Wells Fargo online banking - You'll be able to get your Wells Fargo routing number by logging into online banking. Virtual Card. WHENEVER FUNDS ARE NO LONGER HELD IN YOUR CARD ACCOUNT, SUCH FUNDS ARE NOT FDIC INSURED VIA COMMUNITY FEDERAL SAVINGS BANK, AND WE ARE NO LONGER RESPONSIBLE FOR SUCH FUNDS IN ANY WAY. ROUTING & TRANSIT#:121145145 FOR THE CREDIT OF: (Recipient Account Name) CREDIT ACCOUNT #: (Recipient Account Number) BY ORDER OF: (NAME OF SENDER) Legacy Boston Private Consumer and Commercial Clients. Physical Card. Find Your Routing Number on a Check You can find your routing number in the bottom left corner of a check. The ACH routing number for PayPal is 114924742. GREENLIGHT CORE Teach your kids smart money management. Your Card cannot be used to obtain cash directly from any bank or merchant. The Primary Accountholder (and any Authorized Approver) is encouraged to use the Greenlight application to confirm when fund loads are available. Secondary Cardholderis any individual authorized to use a Secondary Account by the Primary Accountholder. In all cases, the Primary Accountholder (and not the Secondary Cardholder or child) will be the owner of the broker-dealer account established with DriveWealth for buying and selling Equities. If we decide to do this, we will credit your Card Account within ten (10) business days for the amount you think is in error (or twenty (20) business days, if the notice of error involves an electronic fund transfer to or from a Card Account within 30 days after the first deposit to the Primary Account was made), so that you will have use of the money during the time it takes us to complete our investigation. If you provide us with your mobile phone number or contact us from your mobile number, you are providing this phone number for us or any third party acting on our behalf to contact you at this number. YOU FURTHER ACKNOWLEDGE THAT THE MONTHLY FEE STRUCTURE WHICH COMBINES THE SERVICES PROVIDED BY US, TOGETHER WITH THE INVEST ACCOUNT SERVICES, IS SOLELY FOR EASE OF BILLING PURPOSES, AND THE DIVISION OF FEES PAID TO THE BANK AND FEES PAID TO GREENLIGHT ADVISORS FOR INVESTMENT ADVISORY SERVICES ARE CLEARLY SPELLED OUT UNDER FEE SCHEDULE HEREIN AND IN THE ADVISORY AGREEMENT. 2 Account Alerts: There's no charge from Chase, but message and data rates . By enrolling for these types of communications, you understand and agree to be responsible for any fees or charges you incur as a result of this enrollment. The platform includes Part 11 compliant review and approval workflows, fully integrated ISO 14971 Risk Management standards, and facilitates your team's ability to easily demonstrate compliance with both 21 CFR Part 820 and ISO 13485:2016. If you are offered a Virtual Card, it will automatically be activated following the successful verification of the identity of the Primary Accountholder and the initial value load of the Card Account in accordance with the Issuers funds availability policy. Greenlight Advisors means Greenlight Investment Advisors, LLC, a wholly-owned subsidiary of Greenlight and a Securities and Exchange Commission (SEC) registered investment advisor. Here's an at-a-glance look at the Wells Fargo routing number for each state: State. Any preauthorization amount will place a hold on your available funds until the merchant sends us the final settlement amount of your purchase. If presented for payment, these preauthorized direct debits will be declined and your payment to the merchant or provider will not be processed. If you are invited to enroll in the Greenlight Select Plan, then you will have access to the Greenlight Core Plan Services with the exception of the Invest Account Services. Both Greenlight Advisors and DriveWealth are involved with offering you the Invest Account Services as further described under the heading Invest Account Services below. Get started Learn how we collect and use your information by visiting our Privacy Statement. If we do not properly complete a transaction from your Card on time or in the correct amount according to our Agreement with you, we will be liable for your losses or damages.